Chama Calculator Kenya 2024 — Contributions, Merry-Go-Round, Dividends

Contributions

Merry-Go-Round

Investment Growth

Number of Members

Contribution per Member (KES)

Frequency

Periods to Project

Number of Members

Contribution per Meeting (KES)

Meeting Frequency

Starting Month

Total Monthly Contributions (KES)

Annual Investment Return (%)

Investment Period (years)

Chama Calculation

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About Chamas in Kenya

A Chama is an informal savings and investment group popular in Kenya. Members contribute regularly and pool resources for investment or merry-go-round payouts. Registered Chamas can invest in MMFs, real estate, and SACCOs.

A Merry-Go-Round (MGR) is a rotation where each member receives the full pooled contribution in turns — effectively an interest-free group loan for each person.