SACCO Loan Calculator Kenya
Calculate your maximum loanable amount, monthly repayment and guarantors needed.
SACCO Loan Details
Leave blank to calculate max based on shares
For guarantor count estimate
Monthly Repayment
—
| Your Shares | — |
| Maximum Loanable | — |
| Loan Amount | — |
| Monthly Repayment | — |
| Total Interest | — |
| Guarantors Needed | — |
| Total Repayment | — |
How SACCO Loans Work in Kenya
SACCOs in Kenya lend based on your share deposit. The loan limit is typically a multiple of your shares (3×–10×). Most SACCOs charge 1% per month (12% p.a.) on a reducing balance.
Guarantors are required to cover the loan amount that exceeds your own shares. Each guarantor "secures" a portion equal to their shares.