About Sharp.co.ke
Free, accurate Kenya calculators — built for everyday financial decisions.
What is Sharp.co.ke?
Sharp.co.ke is a free toolkit of calculators built specifically for Kenya. Every tool uses Kenya-specific rules — KRA tax bands, CRSP vehicle valuations, HELB deduction brackets, KPLC tariff structures, and more — so you get results that reflect how things actually work here, not generic global templates.
Our Calculators
- PAYE Calculator — net salary after PAYE, SHIF, NSSF, and Housing Levy
- Car Import Duty Calculator — KRA import duty using official CRSP 2019, 2020, 2025 & 2026 schedules
- Loan Calculator — reducing balance, flat rate, and SACCO loan repayments
- Car Loan Calculator — monthly payments and affordability for vehicle financing
- Mortgage Calculator — monthly payments, affordability, and rent vs buy comparison
- VAT Calculator — add or remove Kenya's 16% VAT instantly
- Fuel Cost Estimator — trip cost by distance and km/L fuel economy
- HELB Repayment Calculator — monthly deductions and clearance date estimate
- KPLC Token Calculator — electricity units per KES with editable tariff rates
- SACCO Loan Calculator — SACCO lending limits, guarantors, and repayment
- Chama Calculator — contributions, merry-go-round cycles, and dividends
How It Works
All calculations happen entirely in your browser. Nothing you enter is sent to a server or stored anywhere. You can install Sharp.co.ke as an app on your phone and use most calculators offline.
Accuracy & Disclaimer
We work hard to keep rates and rules up to date, but Kenya's tax bands, import duty schedules, and utility tariffs change regularly. All results are estimates for guidance only. For official figures, verify with KRA, your bank, HELB, KPLC, or a licensed professional before making financial decisions.
Contact
Spotted an error or have a suggestion? Email us at hello@sharp.co.ke.